Clean Credit

How to Check Your Children's Credit Report

By imwriter

As parents, we do our best to protect our children from harm. We teach them about stranger danger, how to avoid household poisons, and more. However, you may not think about protecting your child's credit. Yes, its true -- in fact, most parents think that their children don't have any credit and in most instances that is true. They don't actually have a credit score because no one has ...

What Happens If You Stop Paying Your Credit Cards?

By Robert Vaux

Credit card debt is one of the most prevalent forms of financial debt in the world today. Credit cards are often set up with minimum payments below the average monthly use, meaning that you can generate considerable debt while still meeting your monthly minimums. Yet, what happens when you stop paying your credit cards altogether isn't pretty, but an illustration of the various steps involved ...

How to Remove a Foreclosure from Credit Report

By Darrel Russel

Removing a foreclosure from a credit report can be an arduous process and can take time. Though many lenders are willing to work with people in foreclosure situations to obtain a new loan or rental unit, removing a foreclosure from a record is the only surefire way of keeping such information from potential creditors. Ask the original lender of the foreclosed property to remove the foreclosure...